Fix To Rent

Create an investment journey from acquisition to final stabilization.

Build your rental portfolio one property at a time.

Looking to build your rental portfolio one property at a time? Our Fix to Rent loan is the perfect first step—offering short-term bridge financing to acquire and renovate investment properties before transitioning to long-term rental income. With up to 90% LTC and 75% LTV, rates starting at 8%, and no prepayment penalty, it’s built for both new and experienced investors. We close in just 2–3 weeks and welcome first-time borrowers and foreign nationals. Includes 3 months of prepaid interest with 12–18 month terms.

Get Started

Loan Information

Available for

Fix To Rent

Features

Phase 1 (Bridge Loan):

Acquire the property with a bridge loan. Pricing: From 8% | First-time borrowers and foreign nationals accepted | Leverage: Up to 90% LTC and 75% LTV

Closing: 2-3 weeks | As-disbursed interest, with no prepayment penalty | 3-month IR prepaid | Loan Term: 12-18 months

Phase 2 (DSCR Loan)

After stabilizing the property, secure long-term financing with our DSCR (30-year) loans.

Property Types: 1-10 units | Major Markets: Minimum population of 250,000 | Use: Long-term, short-term, and vacation rentals

DSCR: Starting at 1.0x | Rates: Starting at 6% | Loan Purpose: Purchase, refinance, or cash-out refinance

Loan Terms: 30-Year Fixed, 5/6 ARM, 7/6 ARM, 10/6 ARM | Prepayment Penalty: Standard declining penalty

Loan Amounts: $150K to $2.5MM

Get Started

Recent Loans

Why Work With Us

We are the decision makers, no middle men

We have high liquidity and provide fast turnaround

We build long-term relationships

Our blockchain draw process is secure

We have the capabilities to close in all 50 states

We have originated over $1.3B in deals

Latest News & Stories

News

April 9, 2025

3 mins

5 Wins From the A&S Capital Files

At A&S Capital, we offer bespoke solutions for all your real estate capital needs—from fix and flips and acquisitions to refinancing, new construction, and beyond. Here are five real world examples of who we are, what we do, and how enterprising real estate operators such as yourself can leverage our tools. ‍

Trends

February 11, 2025

3 minutes

The 5 Love Languages of Real Estate Investment Financing

At A&S Capital, we pride ourselves on pioneering relationship-based lending—so it should be no surprise that we’re well-versed in all five of the love languages…of real estate investing.

Trends

January 13, 2025

3 minutes

Maximizing Your ROI: When to Choose a Residential Bridge Loan for Property Investments

In the competitive world of real estate investment, access to fast and flexible financing can be the difference between seizing a lucrative opportunity or watching it slip away. A&S Capital’s Residential Bridge Loan is a strategic solution for investors looking to purchase, renovate, refinance, or build residential properties. With the ability to close quickly and terms designed to accommodate both seasoned and first-time borrowers, these loans are tailored for success in a dynamic market.