A&S Capital is a Nationwide Lending Firm for Real Estate Investors

We provide reliable funding to turn your projects into profits.

Aerial view of a coastal cityscape with high-rise buildings along the shore. The ocean is on the left, extending to the horizon with a clear demarcation between the blue water and sky.

Welcome to Relationship-Based Lending

A&S Capital is a nationwide balance sheet private lending company based in Florida dedicated to providing the capital you need to get real estate projects done. Our simple, fast, and reliable approach allows you to focus more on execution and less on the loan process.

Get Started

Outdoor networking event for A&S Capital, a real estate lending company. Attendees, engaged in conversation and holding drinks, are on a rooftop with urban skyline views.

A representative of A&S Capital and a client discussing at a construction site with an excavated area in the foreground and a building with white balconies in the background.

A client of A&S Capital, dressed in a black suit, smiling while seated at a table during a document-signing meeting.

Our Products

Residential Bridge Loan

Fast, flexible financing for 1-4 unit properties with up to 90% LTC and 75% LTV. Close in 2-3 weeks with rates starting at 11%.

Learn More

Multifamily Bridge Loan

Secure up to 80% LTC and 65% LTV for 5+ unit properties. Competitive rates from 11.5%. Close in 3-4 weeks.

Learn More

DSCR 30-Year Loan

Long-term financing for single-family to multifamily properties with DSCR starting at 1.0x. Rates from 7.75%, with flexible ARM options.

Learn More

Alexis Agopian, co-founder of A&S Capital, drawing on a whiteboard during a meeting.

Why Work With Us

We are the decision makers, no middle men

We provide fast turnaround on funding

We build long-term relationships

We have originated over $1.3B in loans

More About Us

Recently Funded

Our Clients Matter Most

Read customer success stories from the people who benefitted firsthand from working with A&S Capital.

Read Reviews

Catalina, a satisfied client of A&S Capital, leans against a fence with a single-family property in the background.

Eli, a satisfied customer of A&S Capital, smiles in front of an empty lot filled with construction equipment, a future site of new property.

Latest News & Stories

Trends

November 13, 2024

3 minutes

Making the Most of Multifamily Investing After the Rate Cut

As years of red-hot inflation finally cool—falling from a forty year high of 9.1 percent annual rate in 2022 to 2.4 percent this year—the Federal Reserve felt comfortable enough September to lower the target federal funds rate by .5 percent and then by a further .25 percent on November 7.

Trends

October 7, 2024

3 minutes

Revolutionizing Real Estate: The Impact of AI

As AI continues to advance, its impact on real estate is becoming increasingly profound, revolutionizing how properties are bought, sold, and managed.

Case Study

September 24, 2024

2 minutes

Client Testimonial: MVP Holdings Group’s Success with A&S Capital’s Bridge Lending

MVP Holdings Group, led by seasoned real estate professionals Jason Citro and Mike Sagaro, has experienced steady growth in the multifamily development sector. Their success story is closely tied to the strategic support they’ve received from A&S Capital, a leader in bridge lending for multifamily developments.

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.